Our FeeCap Promise.

Our services are very competitive and great value – we fully disclose and discuss our charges with you before you engage our services to transfer your UK Pension.

Firstly, our initial UK Pension assessment service is free – we’ll request information and documents from your UK Pension provider at no obligation or cost to you.

We will explain the investment options available to you in New Zealand, discuss on your risk profile, and we will work with you to ensure you have enough information to be comfortable making a decision to invest, or not invest, in a QROPS (Qualifying Recognised Overseas Pension Scheme) here in NZ.

When you decide to proceed with the transfer we’ll provide a written statement outlining our service commitment and fees, which are usually deducted from your transferred funds.

Finally, once your UK Pension is safely transferred and invested in your NZ Registered QROPS Scheme, our unique FeeCap Program can save on fees.  We promise we will never accept any adviser service fee paid to us by your Fund Manager over and above our maximum annual service charge – depending on the size of your pension, this unique program may save you thousands.

How does FeeCap work?

Fund Managers charge management fees on invested pension funds over the course of an investment year to cover the costs of administration and investment management, and there are also service fees forwarded to your Financial Adviser for providing ongoing client service and investment advice.

Management fees are usually expressed as a per annum percentage of your Funds under Management (FUM) and so will fluctuate depending upon withdrawals, contributions and fund performance.  Typically up to 1% of your FUM annually can also be paid to your Financial Adviser over and above the fund fees.  Fees charged reduce investment returns and therefore your overall fund growth.

Our Feecap program caps our annual adviser service fee.  Fees charged over and above our Feecap will be refunded directly back into your fund.   Our goal is to help achieve your retirement goals and improve investment returns, by providing great advice, service and value.